Topic Reading-Vol.2645-7/9/2019

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Topic Reading-Vol.2645-7/9/2019

英語で世界を知ろう!Topic Reading

2019/07/09 Topic Reading-Vol.2645-7/9/2019

Dear MEL Topic Readers,

Second US town pays up to ransomware hackers

Ransomware is a malicious computer software that threatens to destroy someone’s files, systems, or even reputation unless a demanded ransom is paid. If not paid, the ransom goes up, or the threatened files or systems are encrypted so that the victim cannot use or access the data or use the system. At that point, the victim has only three choices, to pay the inflated ransom with a hope to bring the files and system back to life, to restore them from the backup only is such backup had been made, or to give up and rebuild everything from scratch.

Where there are risks, there also are insurance businesses. Cyber insurance is designed to help organizations to relieve or reduce risk exposure by offsetting costs for recovery after a cybersecurity breach. When a small town in Florida suffered downed computer systems for two weeks, they decided to have their cyber insurance company pay the ransom. The good news is the system came back to life after the payment was made and the cost was covered by the insurance. The bad news is that their insurance premium will go up unless they build a bullet-proof security system that convinces the insurer that future risk is lowered.

To avoid such disaster, never open attachment or links in unsolicited emails. Make sure to update your computer system. Keep backup files on an external drive or cloud service. Remember, every time a ransom is paid, it finances the attacker to be more demanding, malicious, and sophisticated.

Enjoy reading the article and learn what ransomware attack is about.

https://www.bbc.com/news/technology-48770128

MEL School 三鷹
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